Offer your customers the option of Credit with No Credit Needed!!!

Since Ninety Days 2 Pay deals directly with the customers financial institution with their permission and they demonstrate a strong checking account history, we are more forgiving when checking their credit history.

Since the transaction is completed within 90 days there is less chance of un-expected circumstances to interrupt the agreement.

Customer also like the fact that there is not a long term contractual agreement, and they can plan for events beyond the 90 day period.

Finally you gain your customer loyalty and confidence for being able to offer them such a service.

STEPS TO OBTAIN SERVICE

Customer completes a short application.

Provides a Government photo ID.

Provides a valid checking account at least 6 months old with no Unpaid NSF checks in the last 4 months.

The Merchant calls in the application for approval.

The Customer write out 4 separate checks with the first check being at least 1/3 of the purchase down payment.

The remaining balance will be divided equally among the 3 remaining checks, The Checks or converted into Electronic payments at 30, 60, 90 day increments.

The Merchant completes the sales transaction.

The Customer receives the service or products they desire.

The Merchant finishes the final documents for processing.

The Merchant receives their full funds within 72 business hours.

A Valid Checking Account at least 6 Months Old

A Government Issued Photo ID.

No Unpaid NSF Checks in the Last 4 Months

The Ability to Pay 1/3 Down

Complete a Short Application

NO CREDIT NEEDED!!!

Funds Guaranteed by one of the Largest Check Guarantee Companies in the world!!!

Secure Payment Systems, a unique information services company that specializes in the needs of small and midsize retailers. In addition to traditional point-of-sale transaction processing, we offer electronic check conversion, gift and loyalty card processing, a proprietary ATM debit payroll / international funds transfer card, as well as an array of ACH electronic debit services including file transmissions and a sophisticated WEB-based database platform for merchants to privately perform their own recurring debit activities. In other words Secure Payment Systems provides you the affordable information services you need to compete with the retail elite.

Secure Payment Systems’ mission is to engineer a pipeline that streams to you a broad inventory of business services designed to offload administrative burdens and encourage a focus on selling. The end result is a window of opportunity, opening up new sales and profits for your business.

Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Secure Payment Systems is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Secure Payment Systems, Inc. 10650 Scripps Ranch Blvd #109
San Diego, CA 92131
P.O. Box 261149
San Diego, CA 92196-1149

Get the Service You Need Today! Pay a portion of the balance on the day of purchase and then take up to 90 days to pay the balance!

Types of Services and Products that this program can be used for:

Furniture, Appliances, Doctor, Dental, Vison Care, Animal Clincs, Recreational equipment,  Auto Parts, Auto Repairs, Down payment for auto, etc.  Just about anything you can think of where you may need a product or service Ninety Days 2 Pay can help